TU score drops a lot then goes back up only a few for the same reason???

[Anonymous]

I got this Alert:

The total balance on all your Bankcard account(s) has changed. This amount is a sum of all Bankcard balances. 

( My TU score went down 60 points)

Then the next day i got the the same alert but my points went up only 4 points.. and all the information is the exact same. 

I dont get it at all. why would my points go down so much then back up but only 4 points for the exact same reason?

T

[Imperfectfuture]

Welcome to the forums. I will ask this thread to be moved to a better sub section. I presume you have the three bureau monitoring on this site? My guess is a couple changes happened on your report.

I would also pull a TU report via the TU site, and take a look, IF you think something bad might have reported.

[Anonymous]

Imperfectfuture , I looked at my TU report and nothing has chnaged   when it says bankcards im guessing that is credit cards? because under alert details under type it says: All Bankcard

[SunriseEarth]

---

@Anonymous wrote:

Imperfectfuture , I looked at my TU report and nothing has chnaged   when it says bankcards im guessing that is credit cards? because under alert details under type it says: All Bankcard

---

Bankcards refers to credit cards, and sometimes specifically means major CCs (Visa, MC, AMEX, Discover) over store cards.

Where did you get your TU report?

[Anonymous]

im just at a loss of why it would go down so much and then go back up onl 4 points for the exact same reason... i looked at my reports and nothing has changed at all.. im going to just call in the morning to figure this out.

[Anonymous]

---

@SunriseEarth wrote:

---

@Anonymous wrote:

Imperfectfuture , I looked at my TU report and nothing has chnaged   when it says bankcards im guessing that is credit cards? because under alert details under type it says: All Bankcard

---

Bankcards refers to credit cards, and sometimes specifically means major CCs (Visa, MC, AMEX, Discover) over store cards.

Where did you get your TU report?

---

Sunrise : I got my report from TU website, should i order it from here as well?

[AzaleaB]

Yes, order your report from here. You can't go by TU's website, they use FAKO scores. I only use them to check the content of my report occasionally but I get my TU score from either MyFico when I want a quick update or if I can wait from Discover.