TU score jumped 150 points today?

[Anonymous]

Is this possible or a mistake?

http://imgur.com/OClgTzG

[Anonymous]

I should add, the only collection on my account was removed today.

[Anonymous]

That's awesome!!!!  Super congrats!!!    That is a big jump!  Surely looks like fico to me.  

[Anonymous]

It is fico. So this is possible and not just some bug?

[Anonymous]

I have never seen a bug like that before.  Only the TU inq's on Creditkarma disappearing.  Was this a serious baddie?  Paid or not and for a good amount?  It could happen.  I've seen some on here get big spikes like that and then some wind up with a lower fico when something is removed.  If it's still there tomorrow, I would say it's for real.  

[srloring13]

Congrats!!!

[Anonymous]

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@Anonymous wrote:

I should add, the only collection on my account was removed today.

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Amuses me that the collection was worth 150 points. I have my doubts.

[Revelate]

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@Anonymous wrote:

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@Anonymous wrote:

I should add, the only collection on my account was removed today.

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Amuses me that the collection was worth 150 points. I have my doubts.

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I have some too but if it was a recentish collection and a newish file (call it 2 years old on the positive history and maybe even less than that for the collection) I could possibly see it.  That's way to the right on the bell curve for how much a collection's falling off is worth though so it does sound like something of an outlier.

Anyway getting the last negative off is a great thing anyway, congrats OP!

[RonM21]

I'm glad to see your last negative disappear. I'll admit it does seem a bit unusual though for that high of a jump. Was this negative reporting on all 3 bureaus?

[Anonymous]

Congratulations! When the last negative fell off my Experian fils a year ago, FICO 8 score jumped 89 points, so it is possible!