The credit game

[icloud2525]

So lost 6 points this month because a measly $275 reported. Car insurance on a cc autopay and I always pay before statement to report $0. February got me with the 28 day month and the 28th being on a weekend. So paid on the Saturday (28th) but it reported the balance of 275. 6 point hit. 100+k available credit and a measly 275 can hit you 6 points. No apping so no biggie, but still, the credit game is hysterically frustrating.

[NRB525]

If you just let that card report the insurance balance consistently, month after month after month, and then set up your CC to PIF by drawing from your bank account, the CC reports the balance, your CCC draws the funds from your checking some X days after statement cut and before payment due date.

If you let that happen, set up the autopayment, and it becomes not such a chore for you, what does your score stabilize to? Answer: Pretty darn close to what it would be anyway.

[HiLine]

Then stop playing it. You don't know all the rules.

[tonyjones]

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@HiLine wrote:
Then stop playing it. You don't know all the rules.

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lol scores swill fluctuate a few points here and there, ppl on here are going crazy !!