Three credit Bureau reports have the same data if I pull them at the same time?????

[Anonymous]

If I pull my credit reports from three well know credit bureaus at the same time, will these three reports be the same, in terms of number of credit accounts, hit inquiries? Is it likely that there are different numbers of credit accounts in these reports? I have an auto loan applied and approved in end of July, but it doesn't show up in TransUnion report, but I can see it in Experian report. However, these both reports show number of credit card accounts and their information exactly the same.

That means credit card companies report my credit card payment information to all three bureaus, whereas, auto loan lenders don't? Otherwise, three bureaus share their versions of my credit account information periodically so that I don't see the auto loan account in TransUnion yet? Can anyone please explain me how it works? Thanks in advance.

[MarineVietVet]

If I pull my credit reports from three well know credit bureaus at the same time, will these three reports be the same, in terms of number of credit accounts, hit inquiries?

Welcome to the forums.

The information probably should all be the same all the time but that's not how it works. I've never (to my knowledge) had entries exactly alike in all three reports. I have a small loan through my local CU which doesn't report to TU but does to EQ and EX. 

And sometimes it just takes awhile for the account to show up. You might call the lender for your auto loan and make sure they are reporting to all three CRA's.

(myfico)
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802

CC interest free as of 8/09
Time can heal all wounds and a low FICO.
"Hello my name is Sandy and I'm a recovering crediholic".