Hi All - I already contacted MyFico and they are in the process of fixing it, but on my TU report, it is saying 1 month since last negative which is NOT true. It should be 13 months. I created this post to see if anyone knows / thinks this will update my score once it is fixed?
Current TU is 608 whereas EXP is 688 and EQ is 664. I was studying my reports like mad trying to find out WHY TU was so much lower than the others and am thinking this may be the culprit, but again I don't know if this is just a technical glitch, with no bearing on score, or not.
I don't know if you need more data points?
AAoA: 5 years, 1 month
Newest account: 3 months
Oldest acct: 13 years, 9 months
Baddies: 4 30 days, 3 60 days (due to an issue with a third party service - but Comenity will NOT goodwill them). Oldest baddie was June 2017, youngest April 2018.
Util: a bit high at 55% - but I am working on it!
Any advice or insight would help! I know the issue should be updated in about 72 hours, but I was just curious.
.
