ByrdMan wrote:
Very bad thing #1 is about to go bye-bye and very bad thing #2 can't be helped. Will only get better with time. Perhaps #2 & #3 work in conjunction. Too many accounts for such a new file?
A great insight ByrdMan! I have a longer credit history than cheddar, but I have a similar number of open accounts, 10, and have never received this message. 11 open accounts in and of itself is hardly excessive.