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Tradeline Delted, No Change in Score

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Anonymous
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Tradeline Delted, No Change in Score

Earlier this week TU deleted two tradelines that featured 25 late payments between them, but I experienced no change in my score. Both closed accounts were approximately seven years old...the late payments were as recent as Sept. 2012 and include several 60 and 90 day lates.  Should I expect a scoring change in the near future?

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Tradeline Delted, No Change in Score

I would think so, yes.  Were these accounts CO's?

Message 2 of 5
Anonymous
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Re: Tradeline Delted, No Change in Score

No, I have a payment plan with Home Depot, which was closed last year. It featured 13 straight late payments. The Aspire account had 12 late payments and had a zero balance.
Message 3 of 5
checkach
Established Member

Re: Tradeline Delted, No Change in Score

Are those your only lates? If you still have a significant number of lates, maybe not.
Message 4 of 5
Anonymous
Not applicable

Re: Tradeline Delted, No Change in Score

These arne't the only lates, but they featured lates within the last two years. GECRB/Home Design reported six lates in 2011 as "No Data" and I got a 20 point boost. Not sure why 23 lates wouldn't get me another boost.

Message 5 of 5
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