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Today i received an alert that my score had changed from Myfico; and when I logged into the app.... SHOCKED. I was at 677, and now its 655 after the drop. I refinanced my car with Fenfed, and moved away from wells fargo. Now it is showing my debt on both lenders, even though Wells has been paid off already. What are the chances of me getting those points back when wells fargo reports a zero balance? I'm so upset because I had been doing so good! It dr