I was surprised to see my Transunion FICO 9 was 776 today 3 years and 2 days post BK 7 discharge. Other scores good but not as high. 9’s much higher than 8’s. I only have 2 score-able inquires on Transunion -both are over 6 months old. Fico 9 seems pretty forgiving in regards to BK.
Good to know. Those that are more familiar with Fico 9 than myself (which is probably just about everyone) is what the OP is seeing limited to only a BK, or is it also the case with other major negative item types?