Transunion FICO SCORE from myFICO

tonyjones · ‎06-05-2013

Is this the real FICO score that I got from this site ?

Your TransUnion FICO® score:690

On June 5, 2013

Is that good?

Current Fico Scores: (November 2024)

CreditJunkie917 · ‎06-06-2013

It's a true FICO score. It's the TU04 version, but it's a true FICO. From what I hear, Walmart provides TU08 when get their card and sign up for paperless statements.

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!

CreditJunkie917 · ‎06-06-2013

Oops, forget to mention that your TU score is good. From looking at your siggy, I'd say your headed in the right direction!!!

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!

thom02099 · ‎06-06-2013

TU score here is TU98, not TU04.

tonyjones · ‎06-06-2013

So there is TU98, TU04 and TU08 damn

Current Fico Scores: (November 2024)

thom02099 · ‎06-06-2013

@tonyjones wrote:
So there is TU98, TU04 and TU08 damn

Correct. TU98 is what consumers can purchase here. TU04 is what most lenders pull, and is only available through a lender. TU08 is what's available through WalMart credit monitoring (could be others as well, just don't remember), and is not used frequently by lenders. Yes...it's a conundrum...!

tonyjones · ‎06-06-2013

So does anybody use TU98? I don't plan on buying a house soon, more just for a auto loan and probably another credit card, I just got the last collection removed from my TU report, I wonder if my FICO TU98 score will go up.

Current Fico Scores: (November 2024)

CreditJunkie917 · ‎06-06-2013

I stand corrected. Thank you.

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!

DaBears · ‎06-07-2013

myFICO Quarterly monitoring is TU98, not TU04.

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jayrock24 · ‎06-08-2013

my fico says your tu fico is 770 but walmart says 749 and credit karma says 736 im lost as to which of these should i go by and by the way my scores are up 100 points or so thanks to my fico and the advice of all of you guys so thanks but why the difference in scores anyone know

gardening tu fico 770 eq fico 735 ex fico 698 last app 2/27 chase freedom instant approval planing on gardening until my house search begins sometime in jun or july