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Transunion Scoring

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Anonymous
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Transunion Scoring

Hey im from canada! looking for ways to rebuild my Canadian EQ/TU scores

 

Equifax is at a 525, Has a Fraudulent CC which is delinquent ( My 2 legit ones paid off) Car loan and my Installment loan and cellphone bill all in good standing except the fraudulent CC. Equifax is refusing to remove the card and my 52 inquiries which none are mine. im 19 yrs old and all of the fraud happened before i even turned legal age.

 

Transunion Removed everything and reset my bureau. Scores 537 Has my 2 Cards paid in full and my 2 installment loans which are almost completely paid off. aswell as cellphone bill and 5 inquiries.

 

How do i go about increasing my scores? what are best ways to do so? having such low scores at a young age is very hard? Any tips will help so much!

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Anonymous
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Re: Transunion Scoring

U would need a police report to help back up ur claims of fraud. If they still refuse to remove the fraudulent accounts, inform them that u will sue them. U can then go ahead and sue them.
If u havent already, u should probably dispute the credit card account with the credit card company first , and call up every company of the fraudulent inquiries and let them know what happened
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