Unexplained Credit Score drop- but only with Transunion

[sgtm7]

Last month my credit score was 663 and 679, TU and EQ respectively.  Today I do a pull, and the TU has dropped to 617 while the EQ is up to 689.  Everything looks the same!

[Anonymous]

Were these scores pulled from myFico or some other source? You say everything looks the same - have you double checked that the balances on any existing revolving or installment loans are in fact the same as they are/the same on EQ and TR?

[haulingthescoreup]

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@sgtm7 wrote:

Last month my credit score was 663 and 679, TU and EQ respectively.  Today I do a pull, and the TU has dropped to 617 while the EQ is up to 689.  Everything looks the same!

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Do you have any old negatives on your reports? Check the dates on them to see if TU has started reporting them with a newer date for some reason.

Also, look at the negative factors on screen 2 over on the left of the older TU report and the current one. Has the order changed? Have any new negatives appeared?

[Anonymous]

TransUnion continually changes their mind as to how to classify one of my acconts and this causes a 30 point swing in my FICO score with them.  Look a tthe report carefulkly and go the next steps page and see if perhaps they are callinga mortgage account a revolving account etc.