Here is some more information I have thes original accounts
Sears/CBSD card in 2005 which states the
Condition TU closed (paid), Experian closed(Transfered), Equifax Derogatory
Balance, TU $0, Experian empty, EQuifax $0
Type, TU Charge account, Ex Charge account, EQ charge account
Pay Status TU+EX+EQ all state - Collection/Charge off
Remarks,
TU, charged off as bad debt, purchased by another lender
Experian, Purchased by another lender, unpaid balance reported as a loss by credit grantor
Equifax, Account transfered or sold, charge
PGE
Condition TU Derogatory, Experian Closed (Paid) Equifax - not reported
Balance TU $0, Experian
Condition TU Derogatory, Experian Closed (Paid)
Balance TU $0, Experian empty
Type TU collection/Agency Attorney Ex Unkown -credit extension review or collection/collection agency
Remarks,
TU Payment after charge off collection
EX Acct seriously past due date/account assigned to attorney, collection agency or credit grantor
LVNV Funding
Condition TU Closed (Paid) EX Closed (Paid) EQ Derogatory
Balance TU $0 , EX empty, EQ $0
Pay Status TU Collection/Agency EX Unknown -credt extention review or collection EQ Late 120 days
Remarks
TU Payment after charge off collection settled for less than full balance
EX Account seriously past due date/account assigned to attorney, collection agency, or credit grantor
EQ Settlement accepted on this account , paid collection
Verizon
Condition TU Derogatory, EX DeroQgatory, EQ Derogatory
Balance TU $0, EX $0. EQ $0
Pay Status, TU Collection/Charge off, EX Collection Charge off , EQ Collection/Charge off
Remarks
TU Charge off as bad debt, purchased by another lender
EX Purchased by another lender, unpaid balance reported as a loss by credit grantor
EQ Account transfered or sold, charge off account
AFNI- Bloom Credit agency
Account - VERIZON Wireless
Condition TU not reported, EX not reported, EQ Derogatory
Balance $0
Pay status Late 120 days
Remarks,
TU none,
EX none,
EQ Collection account
AFNI Inc
Account VERIZON Wireless
Condition TU paid , Ex paid, EQ not reported
Balance TU paid, EX paid
Remarks
TU paid collection
EX none
EQ none
Verizon reporting verizon, AFNI Bloom reporting on EQ not on TU or EX, AFNI, then reporting on TU and EX all different information. Now I have noticed three accounts reporting one verizon wireless account, which now I have an open account with verizon and pay on time, what are my options for Verizon, how can i best deal with the bad information displayed ?
I have also the Sears/CSBD and LVLN Funding reporting the same account...
Not sure how to deal with these issues
Your advise needed
James
Message Edited by jamesjimmyj on
12-04-2007 08:10 AM
