Update timeframe from credit card statement?

[Anonymous]

I have a card that is at 90% utilization.  I want to pay it down to 7% utilization.  My statement should go out the 4th, 5th, or 6th.  Of course it is a holiday weekend.  How quickly will the new balance reflect in my credit bureaus?  

This card totals about 45% of my outstanding credit maximum limits.  My other 3 accounts are all at 7%.  Curious what this will do to my 605 score?

[Anonymous]

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@Anonymous wrote:

I have a card that is at 90% utilization.  I want to pay it down to 7% utilization.  My statement should go out the 4th, 5th, or 6th.  Of course it is a holiday weekend.  How quickly will the new balance reflect in my credit bureaus?  

This card totals about 45% of my outstanding credit maximum limits.  My other 3 accounts are all at 7%.  Curious what this will do to my 605 score?

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Your statement *should* close on the same day each month. - mine all do so. Your online account management should tell you when the current statement closes. Reporting usually occurs 1-3 days after that. Some banks are oddballs and do all their reporting at the end of the month.

[Anonymous]

Here's from my spreadhseet of my credit lines to give you an idea, it's about 2-3 days from the statement close date that I see updates on the credit bureau's end but payment due date vs statement close date varies a lot more.