Uti % 27 to 32%

[amckee]

How many points will this drop me by on estimate ?

5700$ cl

[Anonymous]

Are you talking overall utilization or utilization on a single card?

If you're talking overall utilization, crossing that 28.9% threshold may cause you to lose 10-15 points on your FICO 8 scores.

Your credit limit by the way is not a factor in FICO scoring... simply the percentages that you referenced are all you need.

[NRB525]

What are your FICO 8 scores now?
Is the $5,700 on one card? Is it the only card? If not the only card, what are the list of cards and limits? Any other balances?
Are there any lates on your file, ever?