Utilization rates that matter?

[Gregory1776]

8.9, 28.9 what else?

[NoMoreE46]

8.9%    

28.9%

48.9%

68.9%

88.9% (considered as maxed)

[SouthJamaica]

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@Gregory1776 wrote:

8.9, 28.9 what else?

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For aggregate revolving utilization, I am not aware of any particular thresholds. The lower, the better.  I would recommend being at 6% or lower, if that's doable.

For individual revolving account utilization, it's important to keep the reported balances at 28% or less.