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I am currently in the "good" bracket. Does it make a difference if I have 710 vs 739? Are the lending practices within a given bracket ubiquitous?
Those words are meaningless and just fluff provided by front-end CMS software. What matters are the ranges associated with any potential lender. What one lender considers "excellent" (defined by me as worthy of a product at their best rate/terms) does not necessarily match the view of another.