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Very Poor, Fair, Good, Very Good, Excellent

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Very Poor, Fair, Good, Very Good, Excellent

I am currently in the "good" bracket. Does it make a difference if I have 710 vs 739? Are the lending practices within a given bracket ubiquitous?

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Super Contributor

Re: Very Poor, Fair, Good, Very Good, Excellent

Those words are meaningless and just fluff provided by front-end CMS software.  What matters are the ranges associated with any potential lender.  What one lender considers "excellent" (defined by me as worthy of a product at their best rate/terms) does not necessarily match the view of another. 

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