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Well Fargo Credit Close-Up FICA Score enrollment

Anovice
Established Member

Well Fargo Credit Close-Up FICA Score enrollment

Recently, I obtained a Wells Fargo Active Cash Card and it seems like a good way to get my credit score. Is there any disadvantage/downside to enrolling in their Credit Close-Up FICA Score enrollment?

Message 1 of 6
5 REPLIES 5
GatoradeZeroGuy
Valued Contributor

Re: Well Fargo Credit Close-Up FICA Score enrollment


@Anovice wrote:

Recently, I obtained a Wells Fargo Active Cash Card and it seems like a good way to get my credit score. Is there any disadvantage/downside to enrolling in their Credit Close-Up FICA Score enrollment?


I can't think of any, it's Experian FICO 9, which experian doesn't provide even with their paid subscriptions 

 

you might want to unsubscribe from the monthly email, or from credit monitoring alerts if you don't want them, but you can do that in the app or on the website 

Starting FICO 8:

Current FICO 8:

2/6, 5/12, 9/24






Message 2 of 6
Anovice
Established Member

Re: Well Fargo Credit Close-Up FICA Score enrollment

Receiving more "junk" email is the last thing that I need and a downside, so thanks for the heads-up. What are the credit monitoring alerts?

Message 3 of 6
NoMoreE46
Community Leader
Valued Contributor

Re: Well Fargo Credit Close-Up FICA Score enrollment

I am enrolled and don't see any downsides nor do I get spam emails. 

PS, the score is FICO 9 by Experian.

 


@Anovice wrote:

Recently, I obtained a Wells Fargo Active Cash Card and it seems like a good way to get my credit score. Is there any disadvantage/downside to enrolling in their Credit Close-Up FICA Score enrollment?


 

Message 4 of 6
FireMedic1
Community Leader
Mega Contributor

Re: Well Fargo Credit Close-Up FICA Score enrollment

No spam mails. Did get a score increase email on FICO 9. Go for it. More and more leaning towards 9 than 8 slowly.



Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my recovery after BK from learning here. Started 540's. EX FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.
Message 5 of 6
AzCreditGuy
Established Contributor

Re: Well Fargo Credit Close-Up FICA Score enrollment


@NoMoreE46 wrote:

I am enrolled and don't see any downsides nor do I get spam emails. 

PS, the score is FICO 9 by Experian.

 


@Anovice wrote:

Recently, I obtained a Wells Fargo Active Cash Card and it seems like a good way to get my credit score. Is there any disadvantage/downside to enrolling in their Credit Close-Up FICA Score enrollment?


No spam emails just a monthly alert of my Fico 9


 

Message 6 of 6
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