My last ca fell off today and my fico went from 690 to 773. Ca was due to fall off in dec 2010, but tu decided to drop it early. My tu is now derog-free. This is a milestone for me because when I started this process in 2007, my scores were 501, 504, 545. My eq today is 661(still reporting the ca that fell off tu), and the lst time I checked my exp in feb, it was 654 with 4 ca. My exp only has one ca as of now, so I think it is very possible I may be at 700 or close. My eq is still low because of too many inq(15). For those in credit repair, never give up, and remember, gw works miracle if you can contact the right personnel. It worked for me with portfolio recovery, asset acceptance, credit management control, ldc collection, verizon and wells fargo.
Message Edited by nathan on 07-01-2009 07:42 AM
