I have CLs that are higher than my monthly take home pay - come to think of it, all my CLs are higher than my take home pay. But I do put 20% of it into an IRA every month.marty56 wrote:I would think 20% of your monthly take home pay would be the max a credit card company would reasonably allow.
Welcome! Too bad you waited so long to jump in the pool!
I do sincerely appreciate the comments of all. I value the opinions of the folks that participate in this forum. I sat in the peanut gallery for eight months and lurked and it is great to get feedback on specific issues.