What is your score difference between MyFICO vs. FAKO True Credit

[MercyMe]

Awww.... but if only my Fakos were my Ficos ....  Than again, my BOA might not be so thrilled with me.

[Anonymous]

MercyMe:

I'm wondering if for those of us rebuilding our scores why does it seem like our fakos are higher than ficos. Since the majority goes the other way I'm thinking if we are just a little more patient our ficos will catch up and eventually pass our fakos.

[SoulSmilen]

Something I've never seen addressed before, and just assumed was 'the norm' is the fact that EQ doesn't "fill in the blanks" when accounts are current. They report as current on mine as they should, but the monthly legend checkboxes are never completed like EX and TU.

Is this part of the reason for the lower score from EQ? Just a thought...

[smallfry]

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@SoulSmilen wrote:

Something I've never seen addressed before, and just assumed was 'the norm' is the fact that EQ doesn't "fill in the blanks" when accounts are current. They report as current on mine as they should, but the monthly legend checkboxes are never completed like EX and TU.

Is this part of the reason for the lower score from EQ? Just a thought...

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I see the same thing here on FICO Equifax but on my Equifax score watch product they do fill in the blanks. My EQ and TU are both a smidge higher than my EX but less than 2%. so no I don't think that is the reason. They have one very strange piece of info on one of my tradelines though.

[Anonymous]

Yes, I have noticed the same thing I either get a blank or an x to show the payment was actually ok. I'm thinking if you call to just ensure that they aren't just missing hx as a precaution.