@C_DUBYA wrote:
Just an update. Most of the changes have hit and here is what resulted. I am showing around 30% UTIL now but I will be around 18% once everything catches up. So I anticipate a little more, but not much. The rest is just now waiting to age.
FICO8:
EQ: 682 to 699 (+17)
TU: 654 to 671 (+17)
EX: 663 to 678 (+15)
FICO10:
EQ: 626 to 678 (+48)
TU: 519 to 614 (+95)
EX: 538 to 629 (+91)
FICO Mortgage 542:
EQ: 628 to 657 (+29)
TU: 581 to 640 (+59)
EX: 610 to 649 (+39)
AUTO 8:
EQ: 665 to 711 (+46)
TU: 617 to 663 (+46)
EX: 647 to 677 (+30)
AUTO 9:
EQ: 650 to 704 (+54)
TU: 572 to 651(+77)
EX: 588 to 660 (+72)
Wow, your Fico 10 scores changed alot! I wonder if you crossed some critical aging milestone for derogs. Paying the CO may have provided added boost on Fico 9 and Fico 10.
Please update once utilization drops to 18%. Also update on how many cards have balances and highest individual card utilization.
Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
