@HeavenOhio wrote:
All of these sites are free…
Credit Karma will give you updated Equifax and TransUnion reports once a week.
Credit.com will give you an updated Experian report once every two weeks. And freecreditscore.com will give you an updated Experian report once a month. If you sign up for both of these, you can stagger them a bit so they update at different times.
WalletHub gives you an updated TransUnion report daily.
As far as scores go, freecreditscore.com is the only one of the above sites that offers a FICO 8. The rest of the sites offer VantageScores, which are semi-helpful at best. In addition to a VantageScore, Credit.com also offers a bizarre Experian National Equivalency Score.
Discover's Credit Scorecard (creditscorecard.com) offers a FICO 8 based on Experian once a month, but it doesn't offer a detailed report. It does give a "total balance," though. You can probably figure out where that number came from by looking at other reports.
Thank you very much for the information. I have singed up for these reports and hope to be able to get the updates. I have paid off majority of the balances on my accounts and waiting for the reports to be updated. It is a nerve wrecking to wait and see what score gain I'll have once the updates are complete.
