@TRC_WA wrote:
I stand corrected... EQ reported a 4 point loss this morning with the auto loan report. It had reported no change when the old one reported paid off.
So... payoff and new loan results in 4 point EQ loss... 6 point EX gain.
Both 686.
My previous auto loan reported paid off today to EX... 3 point loss.
So I had a 4 point EQ loss from 690 to 686 and a net 3 point EX gain from 680 to 686 to 683.
Still waiting on TU... slow to update scores.
FICO8 current as of :
4-6-25 EQ:
736 TU:
728 EX:
722Hard INQs last 12 months: EQ:
0 | TU:
0 | EX:
0Verizon Visa
$8500 Amex Delta Reserve
$10,000 Care Credit
$18,000NFCU CashRewards
$7500 Apple Card
$7000 Best Buy
$8000 Amazon
$5000NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray)
6.95%NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome)
9.45%Total CL:
$64,000 --- Total CC UTI:
31% --- AAoA:
6.5 years --- Income:
$200kLast app:
4-6-24
