Let me try this again....
Here is the situation:
I am relatively young and starting out. I paid for college through a loan in which my parents co-signed for and now i have graduated and have a very nice job. Time to start my life i am thinking. A car, eventually after saving some money, a house. I soon recieved a rude awakening from a thing called credit history. I simply have none. I worked my way through college working in a bar so all my money was cash. I did have a checking and savings account but i paid all of my living expenses with the money from the bar. I signed two leases to rent houses along my college years and i am in one right now. So i go to buy my first car and they run a check on my credit......denied because of lack of credit history. They say it is not because i have bad credit, i just don't have any credit....what they really mean is no credit=bad credit.
The advice i got from then on was to have my father co-sign the loan. Of course dealorships make him the primary. From then on i apply for a credit card and get turned down. They send me another application which said to me, well, we see the car loan now so apply again........denied. From what
