cancel
Showing results for 
Search instead for 
Did you mean: 

When does your FICO score from Citi update?

Super Contributor

When does your FICO score from Citi update?

Is it the same time every month for you and if so when?  When I asked CS they said it updates at the "beginning of the month for everyone" but I would have thought it follows the statement closing date, or something specific to the actual account.  Thank you.

 

Message 1 of 15
14 REPLIES
Regular Contributor

Re: When does your FICO score from Citi update?

Mine flips to the new score at the beginning of the month, shows 'Your FICO Score as of x/22', and has the statement cut on the 20th.


Gardening from 10/1/2017 to 4/1/2018.
Message 2 of 15
Super Contributor

Re: When does your FICO score from Citi update?


climbfire wrote:

Mine flips to the new score at the beginning of the month, shows 'Your FICO Score as of x/22', and has the statement cut on the 20th.


Gotcha, so it's generating your score 2 days after your statement cuts, but not providing it to you until the beginning of the month?  When you say the beginning of the month are you talking specifically the 1st, or does that date fluctuate a bit in either direction?

Message 3 of 15
Regular Contributor

Re: When does your FICO score from Citi update?

I don't check daily, so I can't be too precise. I checked today; still no update. I'll check on Sunday and let you know what happens if there hasn't been a definitive answer.


Gardening from 10/1/2017 to 4/1/2018.
Message 4 of 15
Super Contributor

Re: When does your FICO score from Citi update?

Cool, thanks.  Maybe the CS person was actually right on this one if everyone generally sees the update around the beginning of the month.  I would have thought it was based on statement cut date similar to Amex for example, but perhaps not.

Message 5 of 15
Frequent Contributor

Re: When does your FICO score from Citi update?

I get my updated score 2 weeks after it updates on the 22nd. 

Dec 2015 - First tradeline - Jun 2016 - First Credit Scores - Dec 2017 - 800 Credit Score - Mar 2018 - Homeowner
FICO SCORE 08 - July 2018 - - TU 760 - EX 757


DW - FICO SCORE 8 - June 2018 - TU 750 - EX 745

Message 6 of 15
Contributor

Re: When does your FICO score from Citi update?

Thanks I was wondering about this also
Message 7 of 15
Regular Contributor

Re: When does your FICO score from Citi update?

This is looking pretty likely; no update today. I'll drop another line when it finally does.


Gardening from 10/1/2017 to 4/1/2018.
Message 8 of 15
Valued Contributor

Re: When does your FICO score from Citi update?


BrutalBodyShots wrote:

Cool, thanks.  Maybe the CS person was actually right on this one if everyone generally sees the update around the beginning of the month.  I would have thought it was based on statement cut date similar to Amex for example, but perhaps not.


BBS - My Fico 9 Bankcard score from Citi "refreshes" at the beginning of each month (did not update today - Sunday 10/1) so it may be the 1st or 2nd business day of the month.

 

Shown below are the reported pull dates from Citi. Clearly they would have pulled data for a 9/2017 score before now but, it does not show as of 10/1/2017.

 

28-Mar25-Apr23-May27-Jun25-Jul22-Aug
Fico 8: .......EQ 850 TU 850 EX 850
Fico 9: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
VS 3.0:...... EQ 835 TU 835 EX 835
Fico 8 BC:. EQ 892 TU 900 EX 900
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 9 of 15
Super Contributor

Re: When does your FICO score from Citi update?

Good info, thanks for that.  Equifax finally fixed my name on my credit report on the 27th, which no doubt is after when Citi would have attempted a pull, say between the 20th-25th.  I may have missed the boat again this month.  I've been working with the EO though to fix multiple issues with my account, so when I speak to them again this coming week assuming there still is no score generated I'll ask if they have any means of attempting a manual pull or having the system initiate another pull early for testing purposes.

Message 10 of 15