When will I get my FICO score?

[QuietForce]

Hello,

I moved to the United States in April 2012 and married June 1st 2012 and received my SSN on November 20th 2012

I opened my first credit card on October 29th 2012

I'm not sure the date that Capital One reported to the CB for the first time however my understanding is that my credit card only has to be opened for 6 months correct?

If thats the case Oct 29th - Nov 29th = 1 month

                          Nov 29th - Dec 29th = 2 months

                          Dec 29th - Jan 29th = 3 months

                          Jan 29th - Feb 29th = 4 months

                          Feb 29th - Mar 29th = 5 months

                          Mar 29th - April 29th = 6 months

So, will my FICO score be available on April 29th or will it take longer?

My wife and I are wanting to purchase a house and I need my FICO score to do so.

Thank you kindly for your time to those that reply

[JLK93]

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@QuietForce wrote:

Hello,

I moved to the United States in April 2012 and married June 1st 2012 and received my SSN on November 20th 2012

I opened my first credit card on October 29th 2012

I'm not sure the date that Capital One reported to the CB for the first time however my understanding is that my credit card only has to be opened for 6 months correct?

If thats the case Oct 29th - Nov 29th = 1 month

                          Nov 29th - Dec 29th = 2 months

                          Dec 29th - Jan 29th = 3 months

                          Jan 29th - Feb 29th = 4 months

                          Feb 29th - Mar 29th = 5 months

                          Mar 29th - April 29th = 6 months

So, will my FICO score be available on April 29th or will it take longer?

My wife and I are wanting to purchase a house and I need my FICO score to do so.

Thank you kindly for your time to those that reply

---

Did you mean that your first credit card was opened on October 29, 2013. If that is the case, for the purpose of FICO scoring the opening date would be considered to be October 1st. Your FICO score should generate 6 months from this date. Your FICO score should have generated yesterday, April 1st. So, you should have a FICO score now.

As far as how long it takes to be able to generate a FICO score once you've first received your SSN, that is over my head. Maybe someone else knows.

[QuietForce]

After reading your comment stating that I should have my FICO score today I had the mortgage broker run my credit report and sure enough my FICO score was there !!!!

We are so excited. Onward we go to being first time home owners

[JLK93]

Congratulations!