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When will this effect my score??

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whodatnation2
Regular Contributor

When will this effect my score??

I disputed a collection and it was recently deleted off my credit report. I have a few other baddies...but shouldn't I see at least a few points? Also, do they update everyday, or will it take a month or so. I haven't received anything from scorewatch yet.


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
Goal Score: 740


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RobertEG
Legendary Contributor

Re: When will this effect my score??

FICO scoring is always based on the actual contents of your credit file at the time it is done.

As soon as the CRA updates your credit file by entering the reported deletion, it will show.  They update each day, but that is hundreds of thousands of updates.

 

 

Point increase will, as you noted, vary depending upon what other derogs remain.  However, you should see something....

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