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It seems that all roads lead to FAKO and it's incredibly frustrating! Looking for my real FICO scores, where can i get them? Thank you!
There are many versions of FICO scores and of course many that are FAKO/non-FICO scores.
To get your FICO scores, go here: http://www.myfico.com/Products/FICO-Score-3B-Report/
To learn about the various FICO score versions, read this thread/sticky: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-many-flavors-of-FICO-Editions-version...
Welcome to MyFICO! ![]()
What StartingOver10 suggests is certainly the most straightforward and extensive way to get all three of your scores. It does cost money, though. But if you're preparing to apply for a mortgage or something else significant like that, it probably makes sense.
An alternative is that certain credit cards and I believe some credit unions offer free FICO scores. I get a monthly Experian FICO 8 from American Express and a TransUnion from Discover. If you have just one of those, then something like Credit Karma can be useful -- not for the score it offers, but just to make sure that nothing is going wonky with the CRAs it monitors.
I don't know that I'd open a card just for the free score, but it's nice to have if the card makes sense for you otherwise.