Where is the very in-depth thread about FICO scoring?

[GZG]

I can't find that super long, detailed thread about FICO scoring. It's not in the big list of threads, or if it is, I've missed it, but I just can't seem to find it.

It goes over scoring factors, scorecards, how many points are in each portion of the scoring alogrithim. etc etc. 

[NoHardLimits]

Do you mean this one?

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Scoring-Primer-pub-5-17-20/m-p/60... 

[GZG]

Yes! Thank you!

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@NoHardLimits wrote:

Do you mean this one?

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Scoring-Primer-pub-5-17-20/m-p/60... 

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[NoHardLimits]

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@GZG wrote:

Yes! Thank you!

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@NoHardLimits wrote:

Do you mean this one?

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Scoring-Primer-pub-5-17-20/m-p/60... 

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You're welcome!  It was a very good read.  That's why I remembered it.

[difringe]

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@GZG wrote:

I can't find that super long, detailed thread about FICO scoring. It's not in the big list of threads, or if it is, I've missed it, but I just can't seem to find it.

It goes over scoring factors, scorecards, how many points are in each portion of the scoring alogrithim. etc etc. 

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Never understood why threads like that, the Navy Federal/PenFed info threads, etc. aren't just pinned

[SouthJamaica]

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@difringe wrote:

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@GZG wrote:

I can't find that super long, detailed thread about FICO scoring. It's not in the big list of threads, or if it is, I've missed it, but I just can't seem to find it.

It goes over scoring factors, scorecards, how many points are in each portion of the scoring alogrithim. etc etc. 

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Never understood why threads like that, the Navy Federal/PenFed info threads, etc. aren't just pinned

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One probable reason is that while it purports to be authoritative, it's got a lot of things in it that are unproven and/or wrong.

[difringe]

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@SouthJamaica wrote:

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@difringe wrote:

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@GZG wrote:

I can't find that super long, detailed thread about FICO scoring. It's not in the big list of threads, or if it is, I've missed it, but I just can't seem to find it.

It goes over scoring factors, scorecards, how many points are in each portion of the scoring alogrithim. etc etc. 

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Never understood why threads like that, the Navy Federal/PenFed info threads, etc. aren't just pinned

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One probable reason is that while it purports to be authoritative, it's got a lot of things in it that are unproven and/or wrong.

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i feel like that's easily correctable by updating...and the NFCU/PenFed threads have multiple versions to make sure they're up-to-date, but they're still not pinned.  anyway, just one of my random gripes with this forum