Which Credit Reporting Service Uses EQuifax?

[Anonymous]

I know Credit Karma uses TU and EX but who uses EQ? TIA.

[Anonymous]

Credit Karma pulls TU and EQ, not EX.  Credit Karma is a not a real FICO score though, and you can't really trust their credit reporting because it isn't always accurate.

If you want a useful credit score, pay for the CCT $1 trial and you will also get 3 full credit reports. MyFico's monitoring service here is also a useful credit score and gives you all 3 reports.

The score that Credit Karma pulls is a Vantage Score which is a FAKO -- TransUnion was fined and penalized by the government for telling people that their score was useful in credit decisions, but it isn't.

You can actually get your EX FICO08 score but not a credit report from Discover's creditscorecard.com for free.

[Anonymous]

Thank you, I realize they'really FAKO scores. I'm not looking for scores but info on an old collection. Again, which credit reporting service uses EQ?

[SouthJamaica]

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@Anonymous wrote:
Thank you, I realize they'really FAKO scores. I'm not looking for scores but info on an old collection. Again, which credit reporting service uses EQ?

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As ABCD told you, Credit Karma.

[Anonymous]

Credit Karma shows EQ and TU.

[DollyLama]

Credit Check Total that was mentioned, will also give you the reports beside the score. Best to do the $1 trial, see if the collection is still list on equifax. Just remember to cancel within a week. It's automated line is simple and easy to cancel. 

[Anonymous]

My bad. I meant EX.

[Anonymous]

CCT and their $1 trial lets you pull EX report and score twice on the trial period.  Just cancel it in time and they'll offer it to you again in the future for a re-pull.

I pulled the $1 trial probably 5 times over 6 months and last month decided to just let them offer me the 50% off monitoring since I was tired of canceling and the $15 didn't hurt my bottom line.

[medicgrrl]

I think Discover scorecard does Ex and it's free.

[Anonymous]

Thanks. I'll check Discover in a few days.