Which is more accurate: Equifax or Myfico?

[Anonymous]

I pay for Equifax, not sure which one but it is $17.xx, as well as Myfico. Equifax has not updated since 6/16 and it has my score at 605. Equifax on Myfico has updated my score on 6/26 and just now to a total of 654, which I'm pretty excited about. Is it safe to say that Myfico is the more accurate score?

[Anonymous]

My fico is accurate. Sounds like equifax is a fako and a waste of money. I would cancel.

[Anonymous]

Thanks. I'm planning on it before it renews.

[Anonymous]

Experian credit tracker is awesome! It's a fico. I have that and the my fico 3 bureau monitoring. I'm glad I have the track because it actually updates a week earlier than the my fico ex does. And they always match.

[Anonymous]

I actually used it when I started in late May. I wanted to try MyFico and all of the agency programs to see which I liked best. Experian was great and my score matched perfectly to Myfico. The Equifax I have seen no movement at all, so it is definitely history. At this point I can't even justify paying another month for it.

[Anonymous]

Yup I would cancel right before it's due to renew. Also make sure to tell them you're canceling due to a product that doesn't deliver. 😁

[JagerBombs89]

Actually, if you had Equifax Score Watch, it would monitor your FICO 04 score.  I used to have this and canceled it about 6 months ago.  I only paid $69.95/year for it so it was a pretty good deal for the monitoring

[Anonymous]

Had EQ.  They will also give you your Fico score for $$$.  But I found it was still off from what Fico said.  Not worth it unless you're disputing something. 

[NRB525]

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@Anonymous wrote:
Experian credit tracker is awesome! It's a fico. I have that and the my fico 3 bureau monitoring. I'm glad I have the track because it actually updates a week earlier than the my fico ex does. And they always match.

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How does EX Credit Tracker update a week ahead of what MyFICO sees?

[Anonymous]

My Experian updated about 2-3 days before Myfico.