@NRB525 wrote:
@Anonymous wrote:
Experian credit tracker is awesome! It's a fico. I have that and the my fico 3 bureau monitoring. I'm glad I have the track because it actually updates a week earlier than the my fico ex does. And they always match.How does EX Credit Tracker update a week ahead of what MyFICO sees?
From reports here 2-3 days seems to be the norm, and I do know I get a 2-3 day delay on my own MF product from pretty much everyone now sometimes (sigh, not all the time though admittedly). Generated a lot of inquiries during this mortgage process 5 per bureau, and it's laughable when some come in on the monitoring solution when I know they hit the reports at near light speed.
Anyway a week not sure, I do think EX Credit Tracker probably more closely watches the file and tracks on more things than the OEM product they resell through MF. Fairly certain the MF one was originally geared towards lenders, and EX Credit Tracker might well be more consumer oriented... lenders don't care about small balance changes, they do care on big score swings and big balance changes and both EX / TU do an effective job at that, but they lose a lot of detail in the margins. Sounds like EX Credit Tracker and CCT might well do better on that count.
