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Why did my FICO score drop so unexpectedly?!?

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Anonymous
Not applicable

Re: Why did my FICO score drop so unexpectedly?!?

I can give CGID a recommended list of sedatives Smiley Wink

Message 11 of 24
Anonymous
Not applicable

Re: Why did my FICO score drop so unexpectedly?!?


@Anonymous wrote:

I can give CGID a recommended list of sedatives Smiley Wink


Of course you can, OverMedicated!  Who better?

Message 12 of 24
Anonymous
Not applicable

Re: Why did my FICO score drop so unexpectedly?!?

OP, the people that responded in this thread are trying to help you.  Without you providing before/after credit report data, there's no way anyone can begin to guess what caused your score change.  The members of this forum if you provide the the right [credit report] information will be able to help you quite easily, far better than a call to a CMS or credit bureau could ever do for you. 

Message 13 of 24
Anonymous
Not applicable

Re: Why did my FICO score drop so unexpectedly?!?

....so only “yes men” are welcome here?
Message 14 of 24
Anonymous
Not applicable

Re: Why did my FICO score drop so unexpectedly?!?

....if you want to see how I believe a cogent, helpful response should read....go to “Plip”’s post in this thread.....nothing imperious or overbearing.....or patronizing.....
Message 15 of 24
Anonymous
Not applicable

Re: Why did my FICO score drop so unexpectedly?!?

Not sure what you mean above.  Everyone is welcome here.  I'm getting the impression though that you don't really want to be helped.  Multiple people have asked for you to provide before/after credit report data and you seem to be ignoring those requests.  By not providing the requested information, you're essentially saying that you don't care to know why your score changed.  If you want an answer, in your next reply to this thread please list out all of your accounts with their balances/limits before/after your score change for starters.  From there other avenues can be looked down as well.

Message 16 of 24
DU556
Regular Contributor

Re: Why did my FICO score drop so unexpectedly?!?

They second person will replied on this thread had a lot of good information. Not once did i think, dang he/she is letting OP have it. I think OP is being too sensitive right now. Even i want to know what the OP recently paid or changed in order to see a drop like that.

OP, nobody is trying to bully you. Just gives us the info we need to see why your points dropped.
Message 17 of 24
Anonymous
Not applicable

Re: Why did my FICO score drop so unexpectedly?!?

....seriously?....I wouldn’t post any of my account information in a public forum under pain of torture!

I’m not looking for anything that analytical or specfic.....the problem (in my opinion) is that there ARE no rules that apply to a compendium of consumers......if I speak futher this will become a POLITICAL forum relatibg to the murky machinations of a manipulated system....thank you all for your “help”.....I bid all farewell.....done....
Message 18 of 24
Anonymous
Not applicable

Re: Why did my FICO score drop so unexpectedly?!?

If by account information you mean account numbers, that's not what anyone is after.  Balance info can not be incriminating in any way...

 

CC 1 - Balance = $354, limit = $4000.

CC2 - Balance = $5, limit = $1000.

 

etc.

 

Anyway, your continued attempts to not provide any further information here only solidify my stance that you never really wanted to know "why" or get help in the first place.  I agree with the suggestion on the previous page that the mods should lock this one up at this point.

Message 19 of 24
Anonymous
Not applicable

Re: Why did my FICO score drop so unexpectedly?!?

Nobody's asking you to post information like account numbers, which would indeed be imprudent to post in a public place.  But it's very common here for someone to post his credit card info like this, for example:

 

Card 1.   Balance = ____    Limit = ____

Card 2.   Balance = ____    Limit = ____

Card 3.   Balance = ____    Limit = ____

etc.

 

People do this a lot here when they are trying to get help understanding why their score changed in an unexpected way.

 

You see that the cardholder's first name, last name, birthdate, state of residence, card issuer, account number, etc. are all omitted. 

Message 20 of 24
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