Why did my score drop?

[Clegga]

Hello,

I'm somewhat new to credit and I thought I understood what makes my FICO score but I got a notification from Experian that my score dropped because I wasn't carrying a balance on a revolving account. I imagine it's the Uber Visa which I've stopped using since they changed the rewards system. I also pay off my cards in full each month. Would this negatively affect my score?

[blindambition]

You experienced the all accounts reporting zero penalty. For best scoring, practice AZEO. That's all accounts at zero except one. Have it report less than 8.9%. Having it report $5-10 should do it.