Why is TU Score so LOW?

[Anonymous]

My credit scores as of today:

TU:  583

EX:  649

EQ: 630

Everything on the reports appears to be about the same.  Why is TU so low compared to the others?  I'm at my wits end trying to figure this one out.  Does anyone else have TU as their lowest score by far too?

[marty56]

If you got your scores here.  What does it say that is hurting your score.  I know TU hates a lot of CCs reporting a balance and it also may be picky on credit mix.  EX also looks a total util but I dont think it is as picky on total # cards reporting.  Also make sure that all your CC accounts are reported in the same was in terms of type of account, balance and age.

[granny031350]

when I was cleaning up my credit report, I found that whatever I disputed, TU deleted.  That was great but it makes it harder to raise the score cause I found all the bad stuff gone.  LOL  So low utilization on credit cards etc was the only way for me to raise my TU score.  My lowest is Experian. 

[Anonymous]

Is it updated to the latest and greatest. TU is always the last CRA to update for me. Any key derogatories list here, that might not be list on the other CRA's. It's kind of hard to say without more details.

[Anonymous]

From the MyFICO TU report, it looks like something is reporting as late payment with 0 months which is not true.  I have had some late payments right before my BK which was dismissedin 5/06.  I can't find out which one they're saying is reporting currently late given the lack of detail on the MyFico report.  I also pulled the TU report and it doesn't show anything late either.  This is really confusing.

[marty56]

Did it say something like "The date of the late payment is unknown".  I had that and called TU about it.  They did something and I never saw that message again.

[Anonymous]

Any CO's on your report? I think TU hates CO's more than the other two.