@Anonymous wrote:
Great question re; fico scores 2, 4, & 5. I was wondering why mine were so much lower than my other scores also. And, like yours these scores never seem to budget! Thanks again for asking this question!
@Anonymous yes there are many differences between the mortgage Scores and 8/9. They definitely penalize you much longer for new accounts, and for the mortgage Scores, any new account can cause scorecard reassignment, whereas for 8/9 it's just revolvers and open-ended accounts that cause scorecard reassignment.
you might find the Scoring Primer linked in my signature helpful. It attempts to explain a lot.