cancel
Showing results for 
Search instead for 
Did you mean: 

Why is my TU and EQ scores so different?

tag
alpha916
Established Member

Why is my TU and EQ scores so different?

Both are reporting the same information, but my TU score is 716 and my EQ score is 662. Why is there such a drastic difference?

Message 1 of 2
1 REPLY 1
MarineVietVet
Moderator Emeritus

Re: Why is my TU and EQ scores so different?


@alpha916 wrote:

Both are reporting the same information, but my TU score is 716 and my EQ score is 662. Why is there such a drastic difference?


Hi there and welcome.

 

It's very rare that eveything is exactly the same across the CRA's. My TU and EQ reports are very close but there are a few small differences. And even if the data happens to be the same each CRA can look at the same information and come to a different conclusion.

 

For instance TU says the balances on my non mortgage accounts are too high but EQ ignores that completely. My TU is 34 points less than my EQ. I just ignore it all.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

 

 

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.