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Both are reporting the same information, but my TU score is 716 and my EQ score is 662. Why is there such a drastic difference?
@alpha916 wrote:Both are reporting the same information, but my TU score is 716 and my EQ score is 662. Why is there such a drastic difference?
Hi there and welcome.
It's very rare that eveything is exactly the same across the CRA's. My TU and EQ reports are very close but there are a few small differences. And even if the data happens to be the same each CRA can look at the same information and come to a different conclusion.
For instance TU says the balances on my non mortgage accounts are too high but EQ ignores that completely. My TU is 34 points less than my EQ. I just ignore it all.
From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".