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Wierd (+34 point jump)

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Anonymous
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Wierd (+34 point jump)

Applyed for the shopping cart trick. got approved for  victora secrets, overstock, buckle.

 

Victory secrets and buckle showed up on experian and bumped up my experian credit score +34

Message 1 of 4
3 REPLIES 3
Anonymous
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Re: Wierd (+34 point jump)

Unless those new accounts lowered your overall utilization significantly, it wasn't those accounts that caused your score jump.

Message 2 of 4
Anonymous
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Re: Wierd (+34 point jump)

ah that makes since now is there a way to look at your utilzation on myfico or credit karma

Message 3 of 4
Anonymous
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Re: Wierd (+34 point jump)

Not sure really, but it's easy enough to figure out yourself in a few minutes time with a calculator.

 

Just add up all of your reported credit card balances (what you owe) and then add up all of your credit card limits ($1000 + $500 + etc...).  Take your first number (total balances) and divide it by the second number (total limits) and round whatever number you get if it's a decimal to the next whole number.  For example, 24.31% rounds up to 25%.

 

 

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