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Applyed for the shopping cart trick. got approved for victora secrets, overstock, buckle.
Victory secrets and buckle showed up on experian and bumped up my experian credit score +34
Unless those new accounts lowered your overall utilization significantly, it wasn't those accounts that caused your score jump.
ah that makes since now is there a way to look at your utilzation on myfico or credit karma
Not sure really, but it's easy enough to figure out yourself in a few minutes time with a calculator.
Just add up all of your reported credit card balances (what you owe) and then add up all of your credit card limits ($1000 + $500 + etc...). Take your first number (total balances) and divide it by the second number (total limits) and round whatever number you get if it's a decimal to the next whole number. For example, 24.31% rounds up to 25%.