Will my FICO score be affected?

[Anonymous]

Three of my credit cards have been closed recently by the issuer due to inactivity. Will this affect my FICO score? Thank you.

[fused]

Welcome to the forums!

It might hurt your scores. Please read the closing credit cards link in my sig line

[Donks3369]

Mimsey,

As I understand it, this won't hurt you right now as they will report for the next 10 years.  I do think that since they are closed your credit lines no longer factor in so this could affect your utilization.  This won't impact your average age of account though, only your utilization.  Do you carry large balances on other cards?

[Donks3369]

Wow Fused, you are a bit quicker than I am.

[Anonymous]

Thank you for the welcome and replys.

Donks3369--No, I do not carry any balances. I use 2 cards and probably should use some of my other ones to avoid them being closed.

Thanks again.