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Ordered Experian report July 27 and had a 29 point pop from 734 to 763 due to a 60 and 90 day late aging off.
Just ordered Equifax and Transunion and the 60 and 90 day lates also aged off. My Equifax score popped 49 points to 783 and Transunion popped 35 points to 772!!
Thank you to the folks in these forums from whom I've learned immensely!!
Nice!
Huge congrats on the increase in your scores!!!
Congrats! It's a great feeling huh?
Purty!
Did you order the reports here or elsewhere? If here, can you post what your new scores are for the other versions too? Clean sheet now? How long is history / AAOA?
@Anonymous wrote:Nice!
Thank you!
@Anonymous wrote:Huge congrats on the increase in your scores!!!
Thank you!
@Anonymous wrote:Congrats! It's a great feeling huh?
Thank you! It really is.
@Revelate wrote:Purty!
Did you order the reports here or elsewhere? If here, can you post what your new scores are for the other versions too? Clean sheet now? How long is history / AAOA?
Hi Revelate...I ordered the reports here. Sure, I'll post new scores for all the other versions.
Almost clean. One negative account with 2-3 30 day lates....TU has 11/2008 and 3/2009, EQ has 3/2009 and 6/2009, EX has 11/2008, 3/2009 and 6/2009. As you can see by June of next year I'll have a clean sheet.
AAOA = 8 years, 8 months. (That was from my free annual report)
EQUIFAX SCORES:
FICO SCORE 5 - 791, FICO AUTO SCORE 8 - 801, FICO AUTO SCORE 5 - 809, FICO BANKCARD SCORE 8 - 798, FICO BANKCARD SCORE 5 - 811
EXPERIAN SCORES:
FICO SCORE 2 - 822, FICO AUTO SCORE 8 - 784, FICO AUTO SCORE 2 - 853, FICO BANKCARD SCORE 8 - 773, FICO SCORE 3 - 803, FICO BANKCARD SCORE 2 - 849.
TRANSUNION SCORES:
FICO SCORE 4 - 775, FICO AUTO SCORE 8 - 795, FICO AUTO SCORE 8 -793, FICO AUTO SCORE 4 - 806, FICO BANKCARD SCORE 8 - 793, FICO BANKCARD SCORE 4 - 796.
Thanks dman!
Looks like your lates aren't hurting you at all with the 30 days from that long ago. Congrats again!