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Yet Another Question About Rebucketing

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Anonymous
Not applicable

Yet Another Question About Rebucketing

My TU FICO increased 42 points in one day. No major changes on my CR, beside more INQ, so I guess I got rebucketted. TU went from 723 to 765.

 

Question is, does FICO rebucket all scores at the same time. So, is my EX, EQ also showing this change?

 

Don't want to pay to pull them LOL

 

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1 REPLY 1
flan
Regular Contributor

Re: Yet Another Question About Rebucketing


@Anonymous wrote:

My TU FICO increased 42 points in one day. No major changes on my CR, beside more INQ, so I guess I got rebucketted. TU went from 723 to 765.

 

Question is, does FICO rebucket all scores at the same time. So, is my EX, EQ also showing this change?

 

Don't want to pay to pull them LOL

 


You say in one day, meaning "I got an alert from something"?  Because you don't get alerts for everything that changes your score.  So unless you'd actually pulled the score the day before, it's not a one day change.  It's a change over the interval between the alerts.  So it's likely something else changed in betwene alerts, like a negative falling off, or accounts getting old enough, or installment loan balances declining. 

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