How are you checking your reports?
From where did you pull your scores?
On your reports, are CLs reporting on your CCs?
I'm new to this forum and trying to understand how I lost 70 points in 8 months.
Situation: I moved from the West coast to the East, selling a house with a mortgage, and building a house with a mortgage. For a period of 5 months I was carrying 2 mortgages and an equity line of credit with no problems due to decent savings until the West house sold. At the same time I was actively using my airline points collecting cards for purchases for the new house and anything to get points, then paying off the cards in full each month. I thought I was enhancing my credit score by the paying off every month. It seems the credit scoring only captured the high balances each month.