at what point can you go fromnot good to good, re: payment history

[daisyduke]

the last time I missed a payment was six months ago...When I started this repair project, for payment history I was bad...after a few months I went to not good. - that's six months by the way of not missing a payment.

when does EQ or even TU change from not good to good? does it take 12 months of paying on time?

i will never miss a payment again, that's for sure............ever....no reason i don't have that much debt!!

[Anonymous]

It might take two years with one 30 day late.

[daisyduke]

thanks credit i did go from bad to not good in six m onths...

i guess i'll try to sell my soul to satan in excahnge for a decent score. lol

[jackg]

2 years

[daisyduke]

thanks Jack - 24 months...19 more to go.

[Anonymous]

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@daisyduke wrote:

thanks credit i did go from bad to not good in six m onths...

i guess i'll try to sell my soul to satan in excahnge for a decent score. lol

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Don't worry about those little thermometer charts. Focus in the score.