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i've been a authorize user on a chase acct since 2006. theres a few lates on the acct.
i was thinking of removing myself from the acct. but the question is will my score drop or
go up,i'm thinking it would count against my aa0a. i just got approved for kay j,walmart,
and barclays. my scores are now TU) 652 EQ647 i'm expecting them to go up again next
month. i've come a long way. i remember just the begining of this yr,my scores were 407
i still look at my scorewatch alerts and go wow! i think the only thing hurting me from being
closer to the 700club is the lates which are now being paid on time. i tried to get chase to
remove it but they didn't budge. so i'm thinking should i just get it removed?
When is the open date on the Chase CC? What is your AAoA now?
Besides Barclays and KJ, do you have any other CCs that are open? How recent did you open those two CCs?
When were the lates and how bad are they?
Aside from the above, what is your overall util now w/ Chase and what will it be after?
The above questions are important. Score changes is always a YMMV-thing. It all depends on your length of history, AAoA, util, reported baddies, scoring bucket and so on.