best balance to have $0?

[Anonymous]

i hear the best balance to have on a credit card is $0....I also hear the best balance to have is above $0 but not more than 10 percent of your availble credit.  I'M CONFUSE!!!!!

[llecs]

Opinions vary. IMO, keep 1/2 of your CCs at $0 with the other half reporting at least $1.00 (but keep them below 10% overall).

If you have only one CC, then, IMO, let that report $0. If you only have one or two, then letting those report $0 or $1 probably won't make too much difference in your scores.

[marty56]

IMHO all CCs at 0 except 1.  $1 is the same as a full 9% of the cards CLI.