confused

[jimc]

question my score was 512 on transunion last month. and last month i opened a frist premier card. i just checked my score on this site and it jumped to a 551 does that sound right.??

[cobaltnv]

The score you got from transunion is a fako. The TU and EQ scores you get here are real Fico scores (you cannot get EX anywhere anymore). If you have not already done so you might read the credit scoring 101 thread found in my siginature. 

Cheers. 

[Red1Blue]

OP, Since you stated you checked scores on this site, I am assuming they are fico. The new card might have helped you to boost your scores as it would give you more available credit. Yes, it is possible to see your scores go up due to this new account. If you give us more details as to your tradelines / baddies and other details, we can help you better.

[cobaltnv]

---

@jimc wrote:

question my score was 512 on transunion last month. and last month i opened a frist premier card. i just checked my score on this site and it jumped to a 551 does that sound right.??

---

I read this as the OP obtained the 512 from transunion and the 551 from here. 

[Donks3369]

Cobaltnv,

That's the way I'm reading it.  I agree with you that the 512 is probably a FAKO and the 551 is a FICO.  If they both are FICO's it is still possible.  In the past when I have opened new accounts it has actually raised my score a bit.  I always thought it would take some points away.

[Anonymous]

if you did in fact pull both scores from here it is probably because your UTL is now lower since u have gained a new credit card with 0 balance