credit score?

[CJIII29]

I am wondering how long do it take to build a credit score?

[Goose7]

As soon as your first credit account reports to the bureau's.

[CJIII29]

How long do it take? I have a capital one secure master card?

[myjourney]

For someone with no credit history it takes 6 months to establish a credit score in most cases 

[CJIII29]

That what someone told me. So I may add another secured credit card and a $1000 secured loan.

[myjourney]

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@CJIII29 wrote:

That what someone told me. So I may add another secured credit card and a $1000 secured loan.

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2-3 TL's is a great start to build a good credit profile and scores 

[myjourney]

Forgot to add here's a secured card that doesn't require a HP if approved thus not hurting scores while building.

The only scoring ding would be when it reports to CR's but in your case would not hurt as you have no scores yet 

The only down side to this card is that it does not graduate but again its a great building tool with great rates 

https://www.sdfcu.org/emv-creditcards

[CJIII29]

Do the Bank of American Secured Credit Card graduate? I made my first payment on the Captial One Secured Credit Card.

[credit-hunter]

Hello.. Yes the BofA secured card graduates and it has some rewards like 1,2,3 cash back that your can add.

[CJIII29]

Whats the credit limit they start off with? My goal is to get a auto loan in 6 months.