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Anonymous
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credit score

does myfico give u the actual score that lenders pull or is this just a consumor score and it may be lower or higher with a mortgage lender

Message 1 of 4
3 REPLIES 3
meehan22
Frequent Contributor

Re: credit score

http://ficoforums.myfico.com/t5/Mortgage-Loans/credit-score/td-p/3012910

 

 


Wallet: Chase $6,000 - Discover $1,500 - Walmart $2,200 - Voyage FCU $1,300 - Zales $2,300 - Elan Fin: $12,500(AU, reporting) - Chase $8,500 (AU, reporting) 1% UTL
Message 2 of 4
myjourney
Super Contributor

Re: credit score

True Fico score can be purchase here

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 4
Revelate
Moderator Emeritus

Re: credit score


@Anonymous wrote:

does myfico give u the actual score that lenders pull or is this just a consumor score and it may be lower or higher with a mortgage lender


It the past the EQ version purchased here matched identically the vast majority (absolutely on conventional loans and likely everything else too) of mortgage lending pulls; however, that is sadly no longer the case.

 

Speaking as a consumer, I wouldn't purchase a score here expecting it to be on a mortgage tri-merge pull.

 

While the current version scores here are absolutely true FICO scores, they aren't used in the current mortgage market as a general rule.




        
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