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how long did it take for you to get from the 600s credit score to the 700s
A couple of months.
The answer to this will be extremely profile-specific.
Someone with a ton of dirty accounts that has scores in the 600's may take years to see 700's.
Someone else with just 1 negative item that has it removed can go from 600's to 700's in 1 day.
Similarly, it could simply be a matter of paying down outstanding balances (on a clean-ish profile), in which case the answer would be as long as that takes.
My scores were in the high mid-600's in early 2017 -- attributable almost entirely to high card balances.
| EQ | 8?? | 0 INQ | 7y4m |
| EX | 840 | 4 INQ (2 CC, 2 auto) | 7y |
| TU | 8?? | 1 INQ (CC) | 6y8m |
| 3/24 | 1/12 | AoYA 10m | AoOA 24y2m | ~1% |
Right and also dollars don't matter, percentage does.
If the OP has exactly 1 credit card with a $300 limit, if he has a $290 balance he's maxed out with aggregate utilization for FICO scoring purposes. If he pays off $285 of that and reports a $5 balance, his scores would probably go up 100 points. This could take someone from the 600's to the 700's just from making a single small (relatively) payment and having it report.